State Asset Building Initiatives

2012

2009

2008

2007

2006

Wealth Building in the Borderlands: Linking Tax Refunds to Asset Building

Bárbara J. Robles
paper presented at A Lifetime of Assets Conference, cosponsored by the Federal Reserve of San Francisco and CFED

2005

Asset Building—A Path to Economic Security

Voices for Illinois Children
Illinois Kids Count 2005: Invest in Our Future: Strengthening Families by Building Assets

2004

2015

Excluded from the Financial Mainstream: How the Economic Recovery is Bypassing Millions of Americans

Jennifer Brooks, Kasey Wiedrich, Lebaron Sims, Jr. and Solana Rice
Findings from the 2015 Assets & Opportunity Scorecard

One in five households regularly rely on fringe financial services to meet their needs. Nationally, 55.6 percent of consumers have subprime credit scores, meaning they cannot qualify for credit or financing at prime rates. In its 2015 Asset and Opportunity Scorecard, the Corporation for Enterprise Development (CFED) describes these and other difficulties faced by many Americans and breaks down disparities by race and state. The report also outlines how a combination of state policies such as protections against predatory lending and the establishment of housing trust funds can help families achieve economic security.

2013

2009

2006

Asset-Building Policy for Hawai‘i

Andrew Aoki, Lillian “Beadsie” Woo and Heather McCulloch

2005

2004

Hidden in Plain Sight

Lillian Woo, F. William Schweke and Dave Bucholz

2002

2001

Wealth Building in the Borderlands: Linking Tax Refunds to Asset Building

Bárbara J. Robles
paper presented at A Lifetime of Assets Conference, cosponsored by the Federal Reserve of San Francisco and CFED

Asset Building—A Path to Economic Security

Voices for Illinois Children
Illinois Kids Count 2005: Invest in Our Future: Strengthening Families by Building Assets

Excluded from the Financial Mainstream: How the Economic Recovery is Bypassing Millions of Americans

Jennifer Brooks, Kasey Wiedrich, Lebaron Sims, Jr. and Solana Rice
Findings from the 2015 Assets & Opportunity Scorecard

One in five households regularly rely on fringe financial services to meet their needs. Nationally, 55.6 percent of consumers have subprime credit scores, meaning they cannot qualify for credit or financing at prime rates. In its 2015 Asset and Opportunity Scorecard, the Corporation for Enterprise Development (CFED) describes these and other difficulties faced by many Americans and breaks down disparities by race and state. The report also outlines how a combination of state policies such as protections against predatory lending and the establishment of housing trust funds can help families achieve economic security.

Asset-Building Policy for Hawai‘i

Andrew Aoki, Lillian “Beadsie” Woo and Heather McCulloch

Hidden in Plain Sight

Lillian Woo, F. William Schweke and Dave Bucholz