Kiva (operates internationally)

Kiva aims to facilitate micro-lending between individuals in wealthy countries and social entrepreneurs in the developing world. Through its website, individuals can make loans for as little as $25 which are pooled to support business ventures. Kiva does this by partnering with micro-lenders abroad, which screen the businesses to which the lending dollars raised go. When the loan is repaid, a lender can choose to withdraw their funds or re-loan to a new business. To date, over 54,000 lenders have participated, with a repayment rate of over 99 percent.

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