To protect the un-and-under-banked from excessive fees and high-cost predatory lenders, Karen Harris argues that we reinstate the US Postal Savings System. In an article for The Shriver Brief, Harris shows that the now-defunct system once provided safe banking services for immigrants and working people that private banks did not. Citing examples of successful postal banking services in other countries, Harris shows how reinstating such a system in this country could help underserved populations by providing affordable banking services, while giving the Post Office a needed boost in jobs and income.