Individual Wealth Building

Corporation for Enterprise Development

The Corporation for Enterprise Development works to promote asset-building strategies for both distressed individuals and communities as a way to ensure a sustainable economy accessible to all segments of the community. CFED maintains the IDA network, which links IDA programs across the nation. CFED provides economic policy design, research and analysis services as well. Read more about Corporation for Enterprise Development...

Asset Funders Network

A consortium led by a steering committee of members from five foundations (Haas, Ford, Mott, Heron, and Annie E. Casey), the Network aims to support asset building for people of limited means. Areas of focus include Individual Development Accounts (IDAs), Children's Savings Accounts, retirement accounts, homeownership promotion, micro-enterprise promotion, access to education, and anti-predatory lending programs. Read more about Asset Funders Network...

Asset Alliance

The Asset Alliance is a group of experienced professionals from the Individual Development Account (IDA) and asset-building fields. Alliance members, located throughout the United States, deliver training and technical assistance at local, state, regional, and national levels and are dedicated to growing the asset development field. Read more about Asset Alliance...

DC Earned Income Tax Coalition

DC EITC Campaign is a coalition of nonprofit, business, community, labor, immigrant, and religious organizations that was created in 2000 to support enactment of a DC Earned Income Tax Credit. The campaign led to the establishment of a DC EITC equal to 10 percent of the federal EITC, which has since been expanded to 25 percent of the federal credit, the campaign's goal. The group also works to ensure that eligible residents have the tax preparation assistance to claim the money they are owed. Read more about DC Earned Income Tax Coalition...

Capital Area Asset Builders

Capital Area Asset Builders (CAAB) empowers low- and moderate-income residents of the Greater DC area to take control of their finances, increase their savings, and build wealth for the future.  Founded in 1997 by several nonprofit organizations aiming to catalyze Individual Development Account (IDA) programs in Washington, DC, CAAB has since expanded its work to provide financial and consumer education, research and advocacy.  Since its establishment, more than 2,000 people have participated in CAAB’s matched savings program, saving over $1,100,000 and earning over $3,500,000 in matching funds.

Community Action Agency of St. Louis County

The Community Action Agency of St. Louis County (CAASTLC) provides services to 44,000 low-income people on an annual basis.  With a mission to end poverty, services include counseling, employment training, energy assistance and weatherization, life skills education, Veteran services, and substance abuse classes.  The nonprofit also has a matched savings program through which 36 people saved nearly $43,000 in 2015.  To help people access affordable, healthy food, CAASTLC supports 5 community gardens and the Seeds of Hope Farm.  The Farm offers paid internships to help area youth learn job skills and has a CSA program through which low-income families can receive organic produce at reduced rates or in exchange for volunteering.

Justine Petersen Housing and Reinvestment Corporation

The Justine Petersen Housing and Reinvestment Corporation helps low-income individuals and families develop, maintain, and increase financial assets.  Since its establishment in 1997, the nonprofit has helped more than 4,000 individuals purchase homes through its education and credit building programs.  To support businesses, the nonprofit provides micro-loans, one-on-one counseling, and technical assistance, and has two small business incubators. In 2015, the organization made 863 micro-loans totaling $11 million.

Grand Rapids Opportunities for Women

Founded in 1989, GROW is a non-profit organization dedicated to assisting women in the Grand Rapids region start up their own businesses. Among their many programs is an IDA program, which matches savings on at least a 1:1 basis. All IDA program participants must also attend financial literacy classes. Read more about Grand Rapids Opportunities for Women...

Community Action Project of Tulsa

Founded in 1973, the Community Action Project of Tulsa has been a national leader in asset-based efforts. Through its Earned Income Tax Credit (EITC) Campaign and free tax preparation services, CAP served more than 17,000 clients during the 2008 tax season, resulting in almost $25 million in tax refunds. CAP was also one of thirteen national sites of the American Dream Demonstration project, which tested the viability of Individual Development Accounts on a national scale. Read more about Community Action Project of Tulsa...

EARN

Since 2001, EARN has helped tens of thousands of low-wage families in the San Francisco Bay Area through matched savings accounts, checking accounts for the unbanked, and financial coaching. The EARN Research Institute evaluates the impact of EARN’s work and publishes original data, sharing lessons learned and best practices. EARN is one of the two U.S. largest providers of goal-based savings accounts, and has helped 5,200 people save $6.2 million dollars since 2002.  With of goal of helping 1 million low-income Americans save $1 billion dollars by 2022, in 2014 EARN launched an online starter account designed for low-income workers who have never saved before that provides small rewards for every $20 saved.

Chinatown Manpower Project, Inc.

Founded in 1972 as the Chinatown Manpower Project, Inc. to provide Chinese immigrants with job training, CMP (which now stands for Career Mobility Partnership) offers a range of workforce and economic development programs geared to help all New Yorkers achieve economic self-sufficiency and career advancement.  Its Business Outreach Center, launched in 2000 to improve the minority and immigrant community through small business development, education and multi-community networking, is credited with helping nearly 400 businesses create jobs and increase sales by $2.8 million. Read more about Chinatown Manpower Project, Inc....

Build Now

Build Now is a nonprofit that constructs new, elevated, energy-efficient homes in the New Orleans’ architectural style in flood-impacted neighborhoods, and provides homebuyer educational and counseling services to New Orleans residents.  Since its establishment in 2008, the nonprofit has built over 100 homes and paid over $5 million to local laborers and $4 million to local suppliers. Read more about Build Now...

Good Work Network

Aided by a $300,000 PRI from the Louisiana Disaster Recovery Foundation, Good Work Network (GWN) is a New Orleans-based nonprofit that provides business development services to minority- and women-owned businesses throughout a 15-parish region in Southeast Louisiana.  Programs include administrative support services, capital access assistance, market access assistance, credit counseling, microloans, technical assistance, trainings, and networking opportunities.  Since 2006, GWN has served over 4,050 individuals, helped businesses create over 340 jobs, assisted in acquiring over $2,600,000 i Read more about Good Work Network...

The Family Conservancy

The Family Conservancy (TFC) was first founded as The Provident Association in 1880 to help families with employment, floods, and epidemics. TFC now aims for the healthy development of children through supporting and educating parents and families. They have provided tools and resources to over 66,000 families in 2010, generating total revenue of over $13 million. TFC administers over 900 IDA accounts, making them the largest IDA administrator in the Kansas City metro area. Read more about The Family Conservancy...

Covenant Community Capital

A nonprofit focused on increasing the capacity of low-income communities to develop affordable housing, grow business enterprise and build family and community assets, Covenant Community Capital launched its "Smart Savers Program" in 2001 in partnership with the United Way of the Texas Gulf Coast. Initially funded by a grant from the federal government, the partnership has expanded to include the City of Houston, the Houston Credit Coalition, several private banks, and a network of other community partners. Read more about Covenant Community Capital...

Mile High United Way: Assets for Family Success Program

Denver’s United Way chapter has been a national leader in the use of match-savings individual development accounts (IDAs). Since the program began, 1,118 savers have opened an IDA, and more than $2 million has been invested in the community through their investment of savings and match funds. Read more about Mile High United Way: Assets for Family Success Program...

Individual Wealth Building

Asset Building Program (New America Foundation)

This website serves as a clearinghouse for news and research about Individual Development Accounts and related individual asset-building efforts.

Assets and Opportunity Initiative

The national Assets & Opportunity Network works to promote the scope and influence of asset-based strategies.  Through the dissemination of information, resources, and connections, the Network serves both academics and advocates to advance asset movements and deliver asset services.  The Network focuses on local, state, and federal asset-related policy, as well as program implementation.

Center for Social Development (Washington University in St. Louis)

Founded by Michael Sherraden in 1994, the Center for Social Development is widely credited with developing and popularizing the idea of Individual Development Accounts as a method for promoting greater asset accumulation by low-income individuals. The Center regularly provides a directory of state-level IDA programs and publishes research papers.

Economic Success Clearinghouse/WIN, "Individual Development Accounts"

Formerly known as the Welfare Information Network, this website has a large selection of research papers written on Individual Development Accounts, as well as a good overview of innovative state and local programs.

IDA-Pays, USC Rossier School of Education

The Center for Higher Education Policy Analysis (CHEPA) at USC conducted a three-year study to determine the impact, potential, and pitfalls of Individual Development Accounts (IDAs) in helping low-income students gain access to and find success in higher education. This website is dedicated to their findings and provides various other resources and publications for policy stakeholders. In addition to research, the website offers information on how to start an education IDA and best practices.

Institute on Assets and Social Policy (Brandeis University)

The Institute on Assets and Social Policy was established in 1999 to promote and advance individual asset-building policy choices that promise to reduce hunger and poverty in the nation by addressing their root causes. Its mission is to broaden and redefine the asset development concept and familiarize the public, media, and policy leaders with the asset development approach.

Institute on Assets and Social Policy (Brandeis University)

The Institute on Assets and Social Policy was established in 1999 to promote and advance individual asset-building policy choices that promise to reduce hunger and poverty in the nation by addressing their root causes. Its mission is to broaden and redefine the asset development concept and familiarize the public, media, and policy leaders with the asset development approach.

Economic Success Clearinghouse/WIN, "Individual Development Accounts"

Formerly known as the Welfare Information Network, this website has a large selection of research papers written on Individual Development Accounts, as well as a good overview of innovative state and local programs.