Individual Wealth Preservation

The State of Lending in America & its Impact on U.S. Households

M William Sermons, Delvin Davis, Sarah Wolff , Sonia Garrison and Susanna Montezemolo

A series of studies on how predatory lending undermines the financial security of U.S. households

Modernizing Asset Limits: Promoting Savings, Simplicity, and Self-Sufficiency

New America Foundation

A project of the New American Foundation, this website is designed to help build understanding about how caps on savings that preclude receiving public assistance in the form of SNAP (Food Stamps), TANF, and LIHEAP have counterproductive effects. These can include discouraging saving, increasing financial insecurity, and making it harder to achieve financial independence for low-income families. Users of this site can search by state to better understand the complexity of asset limits for specific programs and learn how programs in their communities compare to the rest of the country.

Foreclosure Prevention Resource Center

The Foreclosure Prevention Resource Center is an online resource of the Urban Affairs Coalition of Philadelphia, offering resources to homeowners trying to protect their homes from foreclosure and to helping professionals in the community. The site has resources such as a foreclosure prevention guide, a chart on the effects of foreclosure, and contacts with connection to foreclosure prevention.

Financial Capability Institute

Center for Financial Services Innovation

The Financial Capability Institute website is an online resource from the Center for Financial Services Innovation (CFSI) that provides nonprofits with resources to learn how to integrate high-quality financial mechanisms into their organization. The website offers information on the financial capability approach, nonprofit self-assesment tools, and other tools and resources to connect organizations with product partners.

The Rise of Community Wealth Building Institutions

More people are turning to economic alternatives in which new wealth is built collectively and from the bottom up

Crossposted from Policy Network, and later published on the London School of Economics website, this blog is part of a debate event hosted by Policy Network in London, UK, that was reviewed in OurKingdom by grassroots activist James Doran:    

Five years after the financial crisis economic inequality in the United States is spiraling to levels not seen since the Gilded Age. While most Americans are experiencing a recovery-less recovery, the top one per cent of earners last year claimed 19.3 per cent of household income, their largest share since 1928. Moreover, income distribution looks positively egalitarian when compared to wealth ownership.

Annual Conference on Financial Education

April 9th, 2014 to April 11th, 2014
Royal Sonesta House, New Orleans, LA

A New Dawn: Age-Friendly Banking

Sehar Siddiqi, Robert Zdenek and Edward Gorman

This National Community Reinvestment Coalition paper advocates for the idea of “age-friendly banking,” highlighting the importance of providing effective and tailored financial products, services, and protections specifically for older adults. In the wake of the Great Recession, older adults are often susceptible to financial fraud and scams. This paper aims to expand the dialogue between community-based organizations, aging networks, and financial institutions on how to develop and implement age-friendly banking strategies and initiatives.