Individual Wealth Preservation

Foreclosure Prevention Resource Center

The Foreclosure Prevention Resource Center is an online resource of the Urban Affairs Coalition of Philadelphia, offering resources to homeowners trying to protect their homes from foreclosure and to helping professionals in the community. The site has resources such as a foreclosure prevention guide, a chart on the effects of foreclosure, and contacts with connection to foreclosure prevention.

Financial Capability Institute

Center for Financial Services Innovation

The Financial Capability Institute website is an online resource from the Center for Financial Services Innovation (CFSI) that provides nonprofits with resources to learn how to integrate high-quality financial mechanisms into their organization. The website offers information on the financial capability approach, nonprofit self-assesment tools, and other tools and resources to connect organizations with product partners.

The Rise of Community Wealth Building Institutions

More people are turning to economic alternatives in which new wealth is built collectively and from the bottom up

Crossposted from Policy Network, and later published on the London School of Economics website, this blog is part of a debate event hosted by Policy Network in London, UK, that was reviewed in OurKingdom by grassroots activist James Doran:    

Five years after the financial crisis economic inequality in the United States is spiraling to levels not seen since the Gilded Age. While most Americans are experiencing a recovery-less recovery, the top one per cent of earners last year claimed 19.3 per cent of household income, their largest share since 1928. Moreover, income distribution looks positively egalitarian when compared to wealth ownership.

Annual Conference on Financial Education

April 9th, 2014 to April 11th, 2014
Royal Sonesta House, New Orleans, LA

A New Dawn: Age-Friendly Banking

Sehar Siddiqi, Robert Zdenek and Edward Gorman

This National Community Reinvestment Coalition paper advocates for the idea of “age-friendly banking,” highlighting the importance of providing effective and tailored financial products, services, and protections specifically for older adults. In the wake of the Great Recession, older adults are often susceptible to financial fraud and scams. This paper aims to expand the dialogue between community-based organizations, aging networks, and financial institutions on how to develop and implement age-friendly banking strategies and initiatives.

Democracy Collaborative Offers Paid Internship

Work with us on newsletters and

We are pleased to announce a new intern position at The Democracy Collaborative that will focus on the newsletter and adding web content. For further details, please see the position description below. Remember to submit your applications by August 30!

New Mexico Native American Business Enterprise Center

A project of the American Indian Chamber of Commerce of New Mexico, the New Mexico Native American Business Enterprise Center (NMNABEC) is intended to assist in the formation of new and survival of existing businesses in Native American communities. Funded by the U.S. Department of Commerce, Minority Business Development Agency, NMNABEC works with individuals, proprietors, corporations and Tribal entities on and off the reservation to provide financial and technical assistance. In addition to identifying available loans, loan guarantees, lines of credit, bonding with banks and insurance agencies, NMNABEC also provides general business counseling, assistance with bookkeeping and marketing work. 

Assets & Opportunity Scorecard: Living on the Edge: Financial Insecurity and Policies to Rebuild Prosperity in America

Jennifer Brooks and Kasey Wiedrich

Despite signs of a U.S. economic recovery, CFED’s 2013 Assets & Opportunity Scorecard shows that many Americans are still struggling just to get by. This year’s result finds that nearly half (43.9 percent) of households—or more than 132 million people—are “liquid asset poor.” As a result, they do not have enough assets to provide themselves with a basic personal safety net to protect against an unforeseen crisis, such as unemployment or a medical emergency, or plan for future needs, such as a child’s college education or homeownership. To address this problem, this report highlights measures states have taken to build financial security and increase opportunities in the areas of financial assets and income, businesses and jobs, housing and homeownership, health care, and education.