Individual Wealth Preservation

Are Banks' Entry-Level Checking Accounts Safe and Affordable?

Mathieu Despard, Rachel Eastlund, Nik Schuetz and Terri Friedline
University of Kansas, Center on Assets, Education, & Inclusion (AEDI)

Workplace Financial Wellness Services

Joanna Ain, Pamela Chan, Meredith Covington, Geraldine Hannon and Santiago Sueiro

Protecting Communities on the Road to Recovery

Sarah Edelman, Michela Zonta and Shiv Rawal
Center for American Progress

A Tale of Two Retirements

Sarah Anderson and Scott Klinger
Institute for Policy Studies

Toward a Dignified Retirement for All

Jackie Odum, Eliza Schultz, Rebecca Vallas and Christian Weller
Center for American Progress

Forced to Walk a Dangerous Line: The Causes & Consequences of Debt in Black Communities

Pamela Chan, Devin Fergus and Lillian Singh

While the proportion of Black and white households with debt are similar, more Black households experience “troublesome debt,” or difficulties with debt and bill payments. This new white paper from Prosperity Now discusses this connection between the racial wealth gap and debt, highlighting how disproportionate access to wealth building opportunities such as homeownership and credit perpetuates this disparity. The paper calls for federal reforms that would create greater income and wealth building opportunities for communities of color. 

The Gap: A Shortage of Affordable Rental Homes

Andrew Aurand, Dan Emmanuel, Diane Yentel, Ellen Errico and Marjorie Pang